Miscellaneous Fees
Effective February 2023
Account Closing Fee – $25.00
(If account is closed within 6 months of opening date)
If account balance falls to $0.00 at any time, we will assume that it is your intention to close the account.
Additional Statements – $8.00
(in excess of one allowed per month)
Amortization Schedule – $15.00
Anytime Savings Account Paper Check Fee – $3.00/check
ATM Fees
No fee for DeMotte State Bank customers
Withdrawal at non-DeMotte State Bank ATM – $2.50
ATM surcharge – Non-customers – $3.50
Card Fees
Card Replacement (ATM/Debit card) – $10.00
Instant Issue Fee – $25.00
Cashier Check – $10.00 each
Coin Counting
No fee for DeMotte State Bank account holder
Non-customers – 10% of amount
Collection Items
Canadian Only
First item – $20.00
Additional items – $5.00 each
Counter Checks – $1.00 per check
Dormant Checking Account Fee
$5.00 per month (inactive for one year)
Dormant Savings Account Fee
$15.00 per quarter (inactive for three years)
FAX Fees
Outgoing – $5.00 first page, $1.00 per page after first
Incoming – $2.00 first page, $1.00 per page after first
Federal Reserve Bank Draft – $20.00
Garnishment Fee/Court Order – $20.00
Image of Check – $1.00 per check
Levy – $80.00
Medallion Signature Guarantee – $25.00 per seal
Money Order – $5.00 each
Non-Sufficient Funds
$35.00 per item returned or overdraft item paid on checking or savings account
Extended NSF
An additional $35.00 if overdrawn for 5 business days
Notary Seal
$5.00 per seal
FREE for Prime Checking Account holders
$10.00 per seal for non-customers
One Time ACH – $30
Online Banking
NO Fee for balances and funds transfers
Online BILL PAY
$4.95 per month (up to 10 bills)
$.50 each over 10
FREE for Prime and Choice Checking Account holders
Paper Statements
DSB FREE Checking Account holders
$5.00 monthly fee – statement only
$8.00 monthly fee – statement and images
No Paper Statement Fee for ages 65 & older
Business Checking Account holders
$8.00 monthly fee – statement and images
No Paper Statement Fee for Business
PRO account holders
Photocopy – $.25 each page
Research/Checkbook Balancing Fee
$30.00 per hour
Returned Check in Deposit Fee – $12.00 per item
Statement Reprint/Snapshot – $8.00 per statement
Stop Payment – $35.00
Stop Payment Renewal – $17.50
Safe Deposit Box Annual Fees
Contact your local branch to see what sizes are available near you.
3x5x22 $18
4x5x22 $23
5x5x22 $26
6x5x22 $30
3x10x22 $34
5x10x22 $50
3x11x22 $34
4x11x22 $43
6x11x22 $60
8x11x22 $80
10X10X22 $90
Lost Key $25
Late Fee $20
Contents NOT FDIC Insured
Sweep Account (Overdraft Protection)
Annual fee – $25.00
Transfer Fee – $10.00 per transfer
Telephone Transfer – $12.00 per transfer (no fee for transfers through online banking or phone banking)
Wire Transfers Outgoing
Customer $30.00
Non-customer $75.00
International Wire $80.00
Wire Transfers Incoming
Customer $15.00
Non-customer $75.00
