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Personal Banking Designed for You

We strive to offer our customers the best personal financial options and excellent customer service, a sincere commitment to excellence. Although you have many financial institutions to choose from, DeMotte State Bank works hard to earn and keep your trust. We ensure that you have the best account options for you and your family. At DSB, we put our communities and families first, and we can’t wait to have an opportunity to show you the benefits of hometown banking!

Your Checking Account Choices

At DeMotte State Bank, we value the dollar, whether it’s yours or ours! At our community bank, we offer three different checking account options: DSB Prime Rewards Checking, Choice Rewards Checking, and Freedoom Checking. Take a moment to consider the features that appeal to your needs and financial goals, depending on your stage of life. A New Accounts Representative at your local branch can help you determine the best checking account to fit your life!

Contact a New Accounts Representative for other requirements, rates, and fees that may apply.

Your Savings & Investment Choices

We are invested in our communities, personally and professionally. Because of our close ties with the communities we serve, we are passionate about providing competitive savings and investment options to meet your long-term and short-term goals. One of our New Accounts Representatives would be happy to discuss your objectives and find solutions. Visit with us at your local DSB location soon.

Debit/Credit Card Information

  • To apply for credit card with DeMotte State Bank please click here* 
  • If your credit card is lost or stolen please call 1-800-423-7503
  • To temporarily turn off your debit card please log into your DSB Mobile Banking App and select the card you would like to turn off. 
  • If your debit card is lost or stolen please call 1-877-226-2351. *Must be a DeMotte State Bank customer to apply. Credit approval needed. Fees may apply. 

Savings Account

• $100 minimum to open
• $100 minimum balance required*
• Interest rate established monthly/compounded quarterly
• 3 free withdrawals allowed per month, $1.00 each after 3
* $3 monthly fee if balance falls below, waived for ages 18 under, 65 & over

Savings Growth

• Perfect for child savings
• $100 minimum to open and earn interest
• Attractive variable interest rate-established quarterly
• Early withdrawal fee: 6 months interest on amount withdrawn at average rate for past 6 months
• Reaches maturity in 5 years
• Unlimited deposits

ANYTIME Savings Account

• Convenient and flexible way to save for ANY purpose
• Fund your Fun! Save for anything any time, such as: Upcoming Vacation, Future Education, Christmas Shopping, Tax Season Prep.
• $5.00 minimum opening deposit
• Your account balance will be conveniently direct deposited into your funding account at the beginning of November.
• Additional interest earned with monthly auto transfer

Certificates of Deposit

Certificates of Deposit are an excellent and safe short-term investment vehicle. We have a variety of terms available. Refer to our rate page for current rates, terms, and minimum deposit requirements.

Individual Retirement Accounts

Our Individual Retirement Accounts are funded through DSB Certificates of Deposit. IRAs may provide tax advantages for retirement savings (consult a tax advisor). Ask one of our New Account Representatives for details.