The ATM Service Provider that we utilize is experiencing an outage. We are working with this provider to resolve this issue. Currently the Lowell (located at 1615 E. Commercial Ave), Roselawn (located at 10041 N. 558 E.) & DeMotte Main ATM (located at 210 S. Halleck St.) are now operational and available for use. While majority of our ATMs are still unavailable we will continue to refund all foreign ATM fees that you may incur the next business day.
Meet the lenders
Know Before You Go

Streamline the Process
It never hurts to be prepared, here is a short list of what you will need to get your loan started with us.
- Two most recent year’s tax returns, including W-2’s
- Current pay stubs covering a 1-month period
- Two consecutive bank statements and asset accounts
- Survey or legal description of pledged collateral
- Completed application with signature and dates
- Completed Credit Authorization form with signatures and date
- Home Owners insurance information
- Driver’s License and/or Social Security Card
Lending for your future
Agriculture
- Competitive operating and equipment loans
- Purchase or re-finance land
- Assist new & start-up farms and farmers through USDA programs
Small Business / Commercial
- SBA 7(a) & 504 programs available
- Experienced team of commercial relationship lenders
- Comprehensive range of loan products
- Flexible and convenient loan terms
- Specialty operating lines of credit
Mortgage
Construction Loans
- Offers interest only monthly payments during construction
- Easy transition from construction loan to permanent financing upon home completion
Conventional Loans
- Perfect for the typical home buyer
- A variety of loan terms and interest rates to fit your needs
FHA
- Primary residence purchase with low down payments and favorable interest rates upon qualification
- Insured through the federal government which may allow easier qualification than conventional home loans
Home Ready Mortgage
- Affordable lending options for moderate to low income qualified buyers
- Low down payment
- Homeownership course (required) offering tips and insight on sustainable home ownership
Jumbo Loans
- Offers first class home loan financing in excess of $647,200.00.
- Competitive rates and terms for qualified buyers
- Rewards buyers with good credit, stable income and employment, and verified income and assets
Land & Lot Loans
- Land and lot financing available in Northwest Indiana upon qualification
- Flexible amortization terms
- Easy transition into a DSB Construction Loan
Applications
Know before you go! If you’re applying for a loan, we want it to be a seamless process. Please use the following resources to smoothly transition into your next life chapter!
RuraLiving Home Mortgage
- Opportunity to enjoy country living, with large acreage lots and outbuildings for qualified buyers
- Long term financing and fixed rate interest available
- Suitable for a hobby farmer
USDA/Guaranteed Rural Housing
- Purchase a home with no / low down payment for qualified buyers.
- Must be within certain program specified income limits based on county income averages.
- Purchase location must be deemed rural by USDA guidelines.
Calculators
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