Personal Savings
DSB Super Money Market
With a minimum opening deposit and maintained balance of just $2,500 your savings can earn you more. In addition to higher interest rates, enjoy check writing privileges and the convenience of transferring funds between accounts via phone, ATM or online.
Product Features
- Minimum opening deposit - $2,500.00
- Minimum balance requirement - $2,500.00
- If the minimum balance falls below $2,500.00, a fee of $7.00 will be applied each monthly statement cycle
- Check in Deposit Fee (checks deposited not drawn on DSB)
- First 20 checks deposited – no charge
- 21-199 checks deposited - $.11 per check
- 200 or more checks deposited - $.07 per check
- No charge for deposits
- Six withdrawals (3 by third party check) allowed each statement cycle
- Third party checks in excess of 3 will be charged a violation fee of $12.00 per item
- Interest rate established monthly
- Interest is calculated on the daily collected balance of
$2,500 or more and is credited monthly
DSB Smart Investor Money Market
The Smart Investor Money Market has the same features as the Super Money Market account, with the exception of tiered interest rates to maximize savings potential.
DSB Savings Account
Whether you're saving for a rainy day or a major purchase, our basic savings account helps you accomplish your goals. Best of all, pay no monthly fee when you maintain a balance of just $100 and receive up to 3 free withdrawals per statement cycle.
Product Features
- Minimum opening deposit - $100.00
- Minimum balance requirement - $100.00 (Waived for people age 18 & under and age 65 & older)
- If balance falls below $100.00 anytime during the statement cycle, a $2.00 maintenance fee will be applied
- 3 free withdrawals allowed per statement cycle - $1.00 per withdrawal after 3 each statement cycle
- Telephone transfers or preauthorized transfers are limited to 6 per statement cycle
- Interest rate established monthly & compounded quarterly
DSB Savings Growth
Saving for a child or for a specific purpose? The Savings Growth product works much like a savings bond, earning interest over a five year period of time. Best of all, unlimited deposits of any amount can be made during the term.
Product Features
- Minimum opening balance of $100.00 - minimum to earn interest $100.00
- Variable Interest Rate - established quarterly
- Early withdrawal fee: Six months interest on amount withdrawn at the average rate for the past six months
- Minimum withdrawal amount - $100.00
- Reaches Maturity: 5 years
- Unlimited deposits can be made of any amount
DSB Certificates of Deposit
No need to spend your time shopping for the best CD rates in town. We've got you covered with our CD rate-match guarantee! We'll beat any local competitor's advertised CD rate at an equal term by 5 basis points.
Certificates of Deposit are an excellent and safe short-term investment vehicle. We have a variety of terms available. Protect your investments with a Certificate of Deposit and earn higher rates.
